![]() For example, the Citi Double Cash Card offers 2% cash back on all purchases (1% when purchase and another 1% upon payment) and a long 0% APR period. The Capital One QuicksilverOne Cash Rewards Credit Card offers solid benefits, but there are other opportunities to earn a higher rewards rate or more diverse types of rewards. How does it compare to other cash back cards? It’s common for cards to charge a 3% fee abroad, and nobody wants to come home from vacation to unanticipated charges. Luckily, you won’t be charged a foreign transaction fee, which can add up if you travel abroad often. Capital One QuicksilverOne Cash Rewards Credit Card feesĪlthough the annual fee is low in comparison with other cards, it’s still a cost that needs to be factored into the usefulness of the card for your lifestyle and spending habits. And finally, you have the option to redeem your rewards for gift cards. You can also cover your purchases by applying your cash back directly to cover recent purchases. You can redeem your cash back in the form of a check or apply it to your account through a statement credit. One of the best perks of the Capital One QuicksilverOne Cash Rewards Credit Card is the flexibility of your redemption options. Cash back rewards don’t expire as long as the account is active, so you don’t have to worry about any reward deadlines at the end of the year. You can earn 1.5% cash back on all purchases including groceries, travel, rent and anything else you use your card for. The high APR of this card can lead to more debt, and there’s no intro APR period, so you’ll be stuck with a high interest rate from the start.Ĭapital One QuicksilverOne Cash Rewards cash back details High APR: If you tend to carry a balance on your credit card month to month, you might want to look into other cards.No intro bonus: Unlike other comparable cards, there’s no intro bonus offer for signing up.Annual fee: While the annual fee isn’t astronomical, it’s still a cost to neutralize.Pre-qualification check: Before applying for this card, you can use Capital One’s pre-qualification tool that lets you know your approval odds without negatively impacting your credit score.Fraud coverage keeps you protected if your card is ever stolen or lost, meaning you won’t be liable for fraudulent purchases.This is a helpful benefit for anyone who wants to improve their credit score by lowering their credit utilization ratio. Credit limit increases: After five initial on-time payments, cardholders can get access to a higher line of credit. ![]() With the right knowledge, it’s easier to manage your credit and see any issues quickly. Keeping tabs on your credit health delivers visibility into your financial progress. CreditWise tool: Cardholders get access to CreditWise, a tool to monitor your credit score.No foreign transaction fees: You don’t have to worry about foreign transaction fees eating into your rewards or adding to your balance.There are no rotating bonus categories to monitor, so this card delivers if you prefer a straightforward, flat rewards rate. Consistent rewards rate: Cardholders earn unlimited 1.5% cash back on all purchases.What we like about the Capital One QuicksilverOne Cash Rewards Credit Card ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |